5 choses à faire lors de l'achat d'une propriété sur la Costa del Sol
When buying a property in Spain, at Aqua Estates we advise our clients to follow this simple five-point plan.
1. Viewing property in Costa del Sol
When a client falls in love with a property, we always advise them to return for another viewing and to make the appointment for a different time of day. For example, an east-facing home seen in the morning will be filled with sunshine, but in the afternoon that sun will have disappeared. If the terrace is facing the east and you want to spend afternoons outdoors, will this property really suit you?
2. Explore the location in Costa del Sol
We also recommend that buyers spend a good deal of time exploring the location and finding out where shops, healthcare services and schools are in relation to a property. Also, if it is possible, chat to a few locals and find out as much as you can about the community and what is available in terms of leisure and entertainment.
3. Essential documents
When you are buying a property in Spain, the seller must provide you with a number of documents. The most essential is the Nota Simple. This is a report from the Property Registry that gives you all the details about the property.
Listed in the Nota Simple, you will find the following:
– Name of the current owner
– How the land is classified
– The boundaries of the plot
– If the property has any debts against it, often mortgage or unpaid taxes
– The total square metres of the land and the property
– Any rights others may have in relation to the property, such as water, sewage lines and public paths/roads.
It is important to note that in Spain, debts are often tied to a property rather than the owner. Your lawyer should be looking for any debts and should resolve them with the seller immediately, or as a new owner, you may be liable for them. To obtain a Nota Simple for a property, you will need to give your lawyer the address of the property and the province it is in.
You will also need the Escritura, or Title Deed. This is the deed held by the Land registry showing ownership and must have been signed and sealed by a Notary. Sellers will also need to show their latest receipts for Community fees, as well as the annual IBI tax and for the ‘Basura’, which is the rubbish collection tax.
4. The cost of utilities
Perhaps the cost of utilities isn’t the first thing you think about when buying a Spanish property, but it is advisable to see the outgoings for light, heat, gas and water in advance, and to look at the bills for the summer and winter periods in particular. The seller should be able to provide you with copies of bills and explain them to you. Also, all properties need an Energy Performance Certificate (EPC), which rates a property according to its consumption of electricity, water and gas, and the seller must provide a copy.
5. Independent legal advice
We cannot stress enough the importance of having independent legal advice when you’re buying a Spanish property. There are good reasons for retaining the services of an independent lawyer, rather than one recommended by a property developer or other agent, and first among these is that a legal representative hired by you is obliged to act in your best interests, not the interests of anyone else.
We hope you found this helpful, and if Aqua Estates can advise you on any other matter, including finding you your dream property on the Costa del Sol – please contact us.
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We were more than happy with the services received from Aqua Estate. Sebastian had all the patience in the world, showing us some twenty properties, never being disappointed when we said no again and happy to come up with more properties to show. Most importantly , he presented us those which were within our price range, not wasting our time with more expensive ones, as so many agents do. Besides his positive attitude, his knowledge and advice were invaluable. Even after the deal was done, he continued to help us with various matters. Last but not least, the entire team of Aqua Estate shows the same high level of dedication. Why would anybody choose a different agent in Marbella ?
We highly recommend Sebastian Jimenez and his agency Aqua Estates. Sebastian is extremely kind and patient, no query, no task is too much for him at any time. Moreover, he is very efficient, helpful and understanding, even if we wanted to inspect a property for the third time, only to continue the search. Sebastian never imposes with his own taste or opinion, however convinces with his professional and local market knowledge. House hunting with Sebastian was a real pleasure and a successful one too as we just moved in with his help into a fantastic apartment on the coast. AND after sales assistance is not only a promotional promise, but was happily offered.
Hello Sebastian, it is with pleasure that we, my wife and I, testify to your professionalism and your attention regarding the purchase of our first property in Spain 4 and a half years ago and of our new house in which we will be moving in October 2021. We have found in you, listening, competence and besides that is why we have remained faithful to you for 5 years, and that we have recommended you to all our friends.
I’ve been with Aqua Estates for 12 years, and have bought and sold various properties with them but I’ll make it short: I wouldn’t even think of using someone else.